RV Roadside Assistance in Canada: What to Compare

Driving & Towing • Canada • Updated October 26, 2026

You do not need a paid plan to travel, but a breakdown with a 10-metre vehicle in a remote area can mean a tow bill of hundreds or thousands of dollars, depending on distance and equipment. Whether you need one depends on how far you travel, how remote your routes are, what your existing coverage already includes and how comfortable you are with that risk.

Check what you already have before you buy: your RV insurance, your tow vehicle's insurance, your motorhome's manufacturer or chassis coverage, any credit card benefits and any existing auto club membership. Many people discover that they already have partial coverage, or that what they have excludes trailers.

We do not recommend a specific provider. Use the checklist below to compare any plan.

• Distance. Plans set a kilometre limit per tow. CAA North & East Ontario lists 200 km for Plus RV and, for Premier RV, one tow of up to 320 km per membership year, with later tows up to 200 km. Going beyond the limit costs extra at the operator's rate.
• Vehicle type and size. CAA's page lists motorhomes, campers and fifth-wheel trailers as covered but does not state length or weight limits. It notes that larger RVs and fifth wheels may have longer waits because specialized equipment is needed. Ask for your RV's exact length and weight to be confirmed in writing.
• Trailers. A trailer is a separate vehicle. CAA says it can tow a trailer and a tow vehicle together, and counts that as two service calls. On Premier RV only one of the two qualifies for the 320 km tow.
• Destination. Plans tow to the nearest qualified repair facility or a place you choose within the limit. Ask which.

The exclusions matter more than the headline. Typical items, based on CAA's RV page and the Aviva description, include:

• Off-pavement locations. CAA excludes inaccessible or rarely travelled places such as vacant lots, fields, beaches, private or recreational roads, yards, construction sites, unmaintained roads and frozen water, and decides whether a road is passable.
• Moving a trailer in or out of a campsite, especially a seasonal or permanent site, is excluded by CAA.
• Tire repair. CAA's RV page says the tire itself is not covered, though it may help with a changed wheel.
• Diesel fuel delivery. CAA delivers a limited amount of gasoline; diesel requires a tow.
• Lockout limits. CAA's lockout covers the cab only, not the living-quarters door.
• Snow removal. CAA excludes snow shovelling.
• Call limits. CAA's RV plans list four or five service calls per year, depending on the plan, and Aviva's roadside is limited to four calls per policy year.
• Travel in the United States. CAA's page says US road service may be capped at $500 USD per incident. Confirm before you cross the border.

• Does it cover my exact RV type, length, weight and, for towables, both the trailer and the tow vehicle?
• How far will it tow, how many calls per year, and what does each call count as?
• Is a tow from a campground, driveway or forest road covered?
• Does it include flat-tire help, fuel, battery boost and lockout, and what are the limits?
• What are the wait times for large RVs, and does the program use heavy-duty operators?
• Does it cover me in the US and how much per incident?
• Does a roadside call affect my insurance premium? (Aviva's ERS page says using the service is not treated as a claim.)
• What do I have to pay up front, and how do I get reimbursed?
• What is the cancellation and renewal price?
• Who do I call, and does the number work with my phone service in remote areas?

• Save the roadside number in your phone and print it. Cell service can disappear. See our emergency communications guide.
• Know your RV's length, height, weight and tire sizes. Dispatchers ask.
• Keep your membership number and insurance documents in the RV.
• Carry a basic kit: reflective triangles, flashlight, gloves, tire pressure gauge, jumper cables or a jump pack, and a first-aid kit. See RV first aid kit.
• Check your tires and brakes before the trip: RV tire safety and brake inspection.
• Learn the RV's breakaway and braking systems if towing. See breakaway system guide.

1. Say where you are as exactly as possible: highway, kilometre marker, nearest exit or town. Use your phone's location.
2. Say what kind of RV you have: motorhome or trailer, length, height, and whether you are towing a vehicle.
3. Describe the problem and whether the vehicle can be moved safely.
4. Ask for an estimated arrival time and the name of the tow company.
5. Confirm where it will be towed and who pays.
6. Keep receipts and take photos for your insurer or warranty claim.

Check each page for the current rules, prices and dates. Rules and provider terms change.

• CAA North & East Ontario: RV membership
• CAA Québec: CAA-Plus RV
• CAA Saskatchewan: RV membership coverage
• CAA Atlantic
• Acera Insurance: Aviva Emergency Roadside Service for trailers
• Transport Canada: road transportation

• What to do when your RV breaks down in Canada
• RV tire blowout response
• How to compare RV insurance quotes in Canada
• RV emergency communications
• RV weight limits explained
• Weigh your RV at a public scale

Last checked: October 26, 2026. This is general information, not legal, financial or professional advice. Confirm current requirements with the organization named before you act.